IF you are looking for a home, then you have come to the right place to make your dreams come true. At Marquis Banking, we work closely with each of our customers to understand their unique needs and tailor our mortgage financing accordingly.
Get the home of your dreams with our wide selection of mortgage plans:
Fixed rate mortgages have the same interest rate during your loan period which means your monthly payments stay the same throughout. If you intend to stay in your house for a period of seven years or more, then this is a good option for you. Budgets and expenses are more stable and precise because of the consistent amount, month after month.
Advantages of fixed rate mortgages
- Interest and payment terms remain constant throughout the loan.
- Budgeting is made easier with the stability and steady consistency given in fixed rate mortgages.
This is a type of mortgage that has fluctuating interest which means that the interest rates can either go up or down, depending on the market conditions.
Why opt for an adjustable-rate mortgage?
- You can take advantage of falling rates in the market. As the rate falls, the monthly payments are also reduced, and you will not have to pay closing costs.
- It can help you save and invest more money. For example, if you are paying less than $100 can put that money in an investment with higher yields.
- This is a good option especially if you do not intend to live in one place for long enough to buy a house.
This is a type of mortgage that has non-conforming loan limits. This means that it exceeds the standard limit of $548,250. They mostly finance property in high-priced location where the ceiling could get to $822,375.
Benefits of Jumbo loans
- You can buy a high value property in an expensive location
- Compared to other conventional loans, Jumbo loans offer very competitive rates
Find your home at Marquis Banking:
We offer a wide variety of superb and affordable manufactured homes ranging from the simple and basic styles to a highly customizable option. Whatever the budget, we will match you to a house that best suits your needs and lifestyle.
Every home is built with quality, durability and creative design at the forefront.
At Marquis Banking, we always do a thorough inspection of all aspects of your new home to ensure the highest level of craftsmanship and give you a walkthrough of every system and appliance. We want you to enjoy your new home for years to come with complete peace of mind.
Some things to expect when getting a manufactured home from Marquis:
- Affordable housing options
- Installation/setup inspection
- Meticulous system check
- Interior inspection of the house
- Drywall inspection
- Customer orientation of the house
- After loans follow up
Benefits of a manufactured house:
- There is less waste as compared to site-built homes
- All houses are built as per the standards set in the HUD Code
- Weather will not be an interference so there are no damages of building materials or costly delays
- All the craftsmen and assemblers work together in the same team and are supervised by professionals and experts in the industry. Inventory is easily controlled and also guarded from theft.
- Construction materials enjoy large economies of scale so there are additional savings.
Time Share Loans provide a reliable avenue to finance your dream vacation spot. If you’re looking to secure a piece of a vacation property without the full cost of ownership, a time share loan may be the perfect solution for you.
Flexible Vacationing: Time share loans grant you the freedom to vacation at your favorite spot every year, or even explore affiliated resorts around the world.
Manageable Payments: Spread the cost of your vacation property over time with affordable, predictable payments.
Equity Growth: Over time, as you pay down your loan, you build equity that can potentially be sold or rented out in the future.
Luxury Accommodations: Time share properties often offer larger, more luxurious accommodations compared to standard hotel rooms, enhancing your vacation experience.
Additional Services Offered:
Secure the keys to your next vehicle with our tailored auto loans. At Marquis Banking, we simplify the loan process, providing competitive rates and flexible repayment terms.
Flexible Financing: Our auto loans cater to a wide spectrum of financial situations, from first-time buyers to those looking to refinance.
Competitive Interest Rates: We work to provide you with the most competitive interest rates available, helping to make your auto financing affordable.
Personalized Service: Our team is dedicated to understanding your needs and crafting a loan solution that fits your budget and lifestyle.
Fast and Efficient: Our streamlined application process ensures you can hit the road as quickly as possible.
Need funds to cover unexpected expenses, finance a major purchase, or consolidate debt? Marquis Banking’s Personal Loans offer the flexibility you need. Tailored to your financial needs and circumstances, our personal loans can help you achieve your goals.
Versatility: Use your loan for almost any purpose – from home improvements and medical expenses to debt consolidation or a dream vacation.
Tailored Terms: We offer flexible repayment terms to suit your budget, ensuring your loan works for you, not against you.
Competitive Rates: With competitive interest rates, our personal loans can be more affordable than credit card debt.
Simple Application Process: Our straightforward application process makes it easy to access the funds you need, when you need them.
Line of Credit provides the financial flexibility and control you need, allowing you to access funds whenever you need them most. It is a revolving credit source that can be used for any purpose, helping you manage your cash flow effectively.
Flexible Access: Draw from your line of credit whenever you need, without having to apply for a new loan each time.
Pay for What You Use: Unlike a traditional loan, with a line of credit, you only pay interest on the funds you actually draw.
Financial Safety Net: Having a line of credit can be a lifesaver in case of unexpected expenses or income fluctuations.
Revolving Credit: As you repay the borrowed amount, your credit availability is replenished, offering continuous access to funds.
Debt Consolidation services offer a strategic method to manage multiple debts. By combining all your existing debts into one, we provide a single loan that can significantly simplify your financial management.
Ease of Management: One payment, one due date, one interest rate. This simplification of your debts can relieve stress and reduce the risk of missed payments.
Potential Lower Interest Rate: If your consolidated loan has a lower interest rate than your current debts, you could end up saving a substantial amount over time.
Improved Credit Score: By consolidating your debts, you’re less likely to miss payments, which can positively impact your credit score over time.
Clear Financial Path: With a defined repayment schedule, you know exactly when you’ll be debt-free, which can be an excellent motivator and a clear path towards financial freedom.
Our Home Improvement Loans offer a practical way to finance renovations and increase your property’s value. These loans are designed to cover a wide range of renovation costs, whether you’re looking to revamp your kitchen, add an extra room, or install energy-efficient appliances.
Enhancing Property Value: Home improvement projects can significantly boost the value of your property, providing long-term financial benefits.
Accessible Financing: Unlike some other financing options, home improvement loans are typically easy to apply for, with straightforward terms and conditions.
Budget Management: Fixed repayment terms make it easier for you to plan your finances and manage your budget effectively.
Transforming Living Spaces: The right home improvement can transform your living space, improving your lifestyle and offering greater comfort and functionality.